Tom Johnson CEO/STCU
Spokane Teachers Credit Union
Board of Directors
1620 North Signal Drive
Liberty Lake, Washington
Belva June SUZANNE Schuldt/Suzanne Dupree/Looking Back Woman/HakiktaWin’s STCU Membership Expulsion November 22, 2016.
Membership Account AGREEMENT, Bylaws, policies.
Dear Tom Johnson CEO & Board Members,
Received your certified STCU Expulsion Letters today, & thank-you for them & the wonderful opportunity to address them!
My Expulsion only proves your/STCU’s staff/Employees Hadley, Mularski, McNallay, & CEO Tom Johnson’s complicity in our 2014 STCU Refi with inaccurate boundaries/Property lines re: illegal May 10, 2010 Survey Certificates recorded illegally by Stevens County auditor-Recording, Tim Grey, & the now law license suspension of Chris Montgomery, Dickey’s/Chris Wright’s/Chase Bank Statutory Warranty Deed holder March 26, 2013 bait/switch “Full Reconveyance” Documents by Montgomery to…at this date CHANGED the property lines/Water Rights (DOE Grantors), which STCU did our “Paid in Full” July 17, 2015 STCU Mortgage Refi January 3, 2014 from.
Which we were never late making a mortgage payment, & “paid in full” in 18 months to STCU.
We have never been late making our STCU MasterCard Payments, MasterCard Checks payments nor any commitment we have made regarding any of STCU lending practices, MasterCard Checks, Secured Certificate loan, MasterCard Credit Card etc.
Any & all things I Belva Schuldt have stated in Social Media is accurate, whom STCU is Partnered with, their criminal activities, backgrounds & history in criminal activities.
I have given STCU full opportunities to correct your errors, as my husband & I were totally transparent & gave/did everything required for our STCU Refi in good faith.
Whereas, as of today…
We still do not have our *Deed of Trust,* with the original 2006 property boundaries, which we purchased from the Fishers Real Estate Sales sheet, not the May 10, 2010 Survey Certificate Don R. Dickey did the very day AFTER my husband viewed this property at 3285 Orient Cutoff Rd. May 7, 8, 9th, 2010, before we made our offer May 20, 2010.
Dickey did not own this property on May 10th, 2010, Fishers did.
Dickey did not do the Quit Claim Deed back from Fishers until May 19, 2010.
We were told to wait until the seller, Dickey had this property back in his name until making our offer re: Denny Blair/Century21-Colville, Washington.
The actual SELLER was the FISHERS!
We purchased this property while still in Canada, relying on the honesty/& in good faith, honesty of seller/Dickey, his Realtor Ken Barcus/ReMax Colville, our Realtor/Denny Blair & Dickey’s attorneys McGrane/Schuermann-“conflict of interest!”
Representing both the seller/Dickey’s & we the purchasers, & Denny Blair’s daughter, Deanna did the Homeowners Insurance required for sale to complete!
We inquired in January 2010 on LandWatch ad of Ken Barcus…while the Fishers still owned it until May 19, 2010…the ad said 20 acres, which your “paid in full/Full Reconveyance” STCU Refi mortgage did NOT match!
The Fishers should of gotten the sale, not Dickey’s!
Dickey lied on his Sales Disclosure about this property NOT having Water Rights, this is the 2nd Homestead Property 1910 First Use Senior Water Rights on this mountain.
No sale of water rights 2006 to Greve from Dickey’s recorded anywhere!
Water Rights were never, ever in Dickey’s name, only Hendersons to Schuldt-Wade DOE Grantor March 14 & 19th, 2013 recorded by Tim Grey’s auditor-Recording Office-Colville, Washington.
None of the lies, which was not known by us until “after” Dickey’s banked our 25,000 down payment at the time of the May 21, 2010 acceptance of sale by Dickey’$, nor were we aware of his pattern of Real Estate fraud left-wing lying tactics to this property, as yet!
By carrying the Private Contract of purchasers by Dickey’$ via Stevens County Title Co. & Dickey’s first right to decline a sale by his Private Contract verbiage re: McGrane-Schuermann, Dickey was able to sell this property repeatedly getting the required 25,000 down payment, & when the purchasers clued in to the Dickey Real Estate scam, he would stalk, threaten, harass them until he got the property back.
I shared this with Mularski about Chase Bank refi which we cancelled on the very magical date March 26, 2013, Chase Bank/Chris Wright’s Chase Mortgage Representative, ruining our credit scores with out our knowledge or permission for any future refi…
Also, found that out after the fact, & Wright had a criminal history while working for Chase.
Ignoring a No Contact Order & 4th Degree Assault, & Chase does not require drug testing of employees.
I remember well Mularski 2013 teaching me the 3 C’s necessary for a refi…
Credit score history, collateral, & capacity to repay the debt.
STCU was very well aware of Arnie’s income, more than the refi itself, plus STCU required another 10,000. down to STCU, which we paid for, for refi, fees, to everyone & everything…!
And, yet you/STCU decided to go with Montgomery’s Doctored documents, instead of the original 2010 sales documents, which you had, even the property lines on your Nov 20, 2013 appraisal did not match up, & we didn’t catch it until AFTER STCU refi, but I spoke to Mularski about the changes 2014!
We & Homeland Security Committee members-investigation Team, Boyden is in phone conversations with, numerous investigative journalists, PI investigators, & WSJ is following our case closely, & have everything STCU got for the STCU refi, including the original 2010 Sale Documents stating we purchased 20 acres!
With the original sale 2010 & our 2014 refi with STCU we were required to pay for Statutory Warranty Deed Insurance….remember???
You have placed STCU by not righting your misdeeds, errors, Farleigh, Wada & Witt’s letter to me, only targeting me, a 1st Nations Woman in the position you have placed yourselves/STCU in by NOT going after with your attorneys/legal council, the real perpetrators in this…instead of me personally, & it is not myself or my husband who is at fault.
Your obvious discrimination, racial profiling, targeting, & Racism of me will be the most detrimental to STCU, & the Expulsion of my Membership at STCU will not just be decided by Board Members, it shall be a very Public affair, with journalists, investgators & media present!
That I can promise you, I can say or write the Truth, as long as I can prove it…which we can with the vast support of many.
With that said, the lines have been drawn…& you are in for the battle of your reputations & lives.
All you had to do is do the right & just thing, instead of doubling down with your Expulsion letter today, which only proves STCU’s guilt not your innocence.
You, STCU will be settling with us for a huge amount of money for your collusion & complicity in this criminal activity.
We did NOT do it to you/STCU, you did it solely by Free Choice & because you continue to think you can get away with it!
Furthermore any ruining of my HARD worked for Credit Score will only result STCU paying out more in the settlement, which will be necessary considering what my STCU Membership Expulsion will cause, which you at STCU are fully aware of!
Screw us once JP Morgan Chase Chris Wright’s very illegal credit score pulls ruining our credit score 2012-2013…shame on us for not finding out until after the fact re: Experian…2014!
Screw us twice SHAME ON YOU, STCU it will only be costing STCU & CEO/Johnson, McNallay, Mularski, plus…more in damages that obviously the way your employees & staff work it, “where the STCU Members bear the COST of your collusion & conspiracy in criminal & unlawful activities.”
This is not in anyway a threat, it is a heartfelt promise…& I always keep my word, ask Mularski!
Now, STCU has to prove beyond any reasonable doubt in COURT your allegations against me, a 1st Nations Woman…!
Which since you, Tom Johnson wrote this letter to me, any legal council you possibly could have had, threw STCU…under the bus!
Saying, do your own “dirty work,” STCU…we are NOT going down with you, eh???
Touch my credit rating, to try to destroy me & any future commerce I wish to do in the future, will only show other STCU Members what you & your STCU Board Members are ruthlessly are capable of when you get caught absolutely screwing over an STCU member who played by STCU’s rules & had “Good Faith” in a Members Owned Financial Institution who unfortunately decided to Partner with CRIMINALS!
Oh, yes just one more thing, by the time the dust settles, you will cordiality & very willingly apologize & reinstate my STCU Membership!